MTPL: what every driver needs to know
Compulsory motor third-party liability protects other road users, not your own car. Here is how the policy works, what it covers, and why it is worth buying online.
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insurance guides
from TAS Insurance
Each article covers one topic in short: what a policy covers, when you need it and how to buy it online.
Pick a category or read the latest posts. Written for first-time buyers and for anyone comparing programs.
What we write aboutTAS
- How MTPL works and what it covers
- When to get a Green Card for Europe
- How to choose CASCO without overpaying
- Medical insurance for travel
Travel medical insurance: what it is actually for
Treatment abroad costs many times more than the policy. What medical cover includes, how Light, Standart and Full differ in practice, and when to call assistance instead of a taxi to a clinic.
Green Card for Europe: when to buy and for how long
International motor liability is needed before the border, not “if they stop you”. How to match the term to the route, why a short policy is not always cheaper, and which countries are in the system.
Full vs partial CASCO: how not to overpay
A full pack covers almost every risk; a partial one covers the most likely. Compare deductibles, theft, glass and weather so the programme matches how you actually use the car.
How to compare insurance quotes without fooling yourself
The lowest premium rarely means the best protection. An honest method: matching limits, deductibles, exclusions and claims service. A table you can apply to MTPL, CASCO and travel.
How to buy MTPL online in a few minutes
A practical path from plate number to a PDF in your inbox. Which data you need, where people usually make mistakes, and what to do right after payment.
How to choose a travel programme for your trip
A beach holiday, a business trip, skiing and travel with children need different cover tables. A selection method by country, term, activity and medical limit.
What to check in an insurance contract before you pay
Fifteen minutes of reading save months of argument. Names, dates, VIN, limits, deductible, exclusions and the claims notice procedure — a short audit for any policy.
What MTPL covers — and what it does not
A clear line between liability to others and your own losses. Which events the compulsory policy pays, where a deductible applies, and when you need extra cover.
How to choose CASCO: five questions before you apply
Do not start with the premium. First decide where the car sleeps, who drives, whether there is a loan, and how much you would spend on a small repair. After that the quote becomes readable.