Ill abroad: a step-by-step travel-policy scenario
Fever, injury, toothache — what to tell assistance, which papers to collect, and why walking into the nearest private clinic “because it is closer” can leave you without reimbursement.
Each article covers one topic in short: what a policy covers, when you need it and how to buy it online.
Pick a category or read the latest posts. Written for first-time buyers and for anyone comparing programs.
Fever, injury, toothache — what to tell assistance, which papers to collect, and why walking into the nearest private clinic “because it is closer” can leave you without reimbursement.
From the scene to the insurer’s claim file. How photos, a European accident statement and a late call can damage the payout, and why you should not repair “by eye” before inspection.
A deductible is not a fine and not a trick. It is your share of the loss, and it lowers the premium. When to choose zero, when a percentage, and how not to be surprised at the workshop desk.
Not just the certificate. Licence, vehicle papers, a power of attorney, child seats and a first-aid kit — small items that stop a trip on the Ukrainian side of the border.
One scenario for MTPL, CASCO and travel: record, notify on time, send a complete file and keep calm correspondence. A checklist you can save on your phone.