How to compare insurance quotes without fooling yourself
The lowest premium rarely means the best protection. An honest method: matching limits, deductibles, exclusions and claims service. A table you can apply to MTPL, CASCO and travel.
Each article covers one topic in short: what a policy covers, when you need it and how to buy it online.
Pick a category or read the latest posts. Written for first-time buyers and for anyone comparing programs.
The lowest premium rarely means the best protection. An honest method: matching limits, deductibles, exclusions and claims service. A table you can apply to MTPL, CASCO and travel.
Fifteen minutes of reading save months of argument. Names, dates, VIN, limits, deductible, exclusions and the claims notice procedure — a short audit for any policy.
A deductible is not a fine and not a trick. It is your share of the loss, and it lowers the premium. When to choose zero, when a percentage, and how not to be surprised at the workshop desk.
One scenario for MTPL, CASCO and travel: record, notify on time, send a complete file and keep calm correspondence. A checklist you can save on your phone.